Yesterday I had coffee with Gino Grunberg. He is the lead pastor of Harbor Christian Center. Gino is an amazing leader in the areas of business and administration. He challenged my thinking in so many areas. Gino's team puts the 80 / 10 / 10 financial principle into practice beyond personal finance and applies them to the church budget. 80% goes towards operational expenses, 10% towards ministry beyond their walls, and 10% towards long term savings. Great spending time with people who think differently.